Farmers and its agents have a goal, and that's to personally help you rebuild your world in case of misfortune. When you're faced with a personal calamity, all you want to do is to get things back to where they were. Your Farmers agent is there to do just that. Having a personal agent who knows you, your family, your home, and even your business helps give you peace of mind that you're properly covered. And, best of all, you know that whenever trouble strikes, your Farmers agent helps you get back to where you belong.

Your friends at Farmers think you should consider the following when looking for insurance:

Farmers agents undergo a rigorous training program before they are able to sell their first policy. Full-time agents are trained for over two years in all aspects of the insurance industry. All agents must pass licensing exams given by the state government. Your agent will use his or her professional expertise to personally make sure you receive the best coverages to suit your needs at the best possible price.

Not only will your agent have acquired vast knowledge from intensive classroom and field experience, but he or she will be backed by Farmers -- an organization boasting over 16,000 agents in its operating territory. We're one of the largest insurance organizations in the United States. The fact that Farmers has grown so large, and prospered for nearly 75 years, should tell you that you're dealing with representatives of an organized, efficient, highly competent organization, an organization that prides itself on providing the professional personalized service our customers deserve.

Because every lifestyle and every financial situation is different, every insurance need is different. At Farmers, we understand this. As a result, there are literally hundreds of options and discount/credit combinations available with our various Auto, Homeowners, Life, Business, and other policies. Your Farmers agent will personally meet with you to find the policy that meets your special insurance needs at the best possible prices.

Insurance laws differ from state to state. By having a Farmers agent available locally, you can be certain you are covered under the current laws of your state. In addition, your local agent will be able to come to your assistance quickly and personally in the event of a catastrophe or other claims situation.

By having your agent involved in settling your claims, you can speed up the whole processing period. Your agent will know how to avoid "red tape" and find the fastest, most effective way for you to receive compensation. And, if you need "proof of insurance" for escrow closings, binders, etc., your agent will be available to you to personally and immediately issue the necessary papers.

Your Farmers agent is more than just a business associate; your agent is your friend. He will work closely with you to provide you with the best services and coverages possible. Because Farmers is such a large organization, your agent will be able to care of your insurance needs for most lines of coverage. By having one person coordinating your policies, you can make sure not only that you have sufficient coverages, but also that you aren't paying for any unnecessary policies. Through Farmers' acclaimed Farmers Friendly Review program, you and your agent will meet periodically to discuss your current and changing needs, and your agent will use his or her expertise to help you identify any coverages you may or may not need in the future. It's all part of the friendly, "personal touch" that Farmers agents give you.